Guaranteed Bonds

This is a single premium whole of life policy which provides:

• A guaranteed return of the capital invested at the end of a specified term, usually 5 years and

• A guaranteed level of capital growth at the end of the term, to which exit tax will be applied.

So if you want to maximise capital growth and wish to defer the return until the end of the policy term you should consider a Guaranteed Growth Bond.

 Early encashment

 Guaranteed Bonds are designed to provide a guaranteed return over a fixed term, usually 3 or 5 years, either in the form of a regular payment or as capital growth. No guarantee is given on encashment prior to the maturity date of the policy, and as such early encashment is usually subject to a penalty.

 Returns

 The returns offered by Guaranteed Bonds at any time will be strongly influenced by the level of interest rates ruling on short dated Government Bonds.

The investment must be maintained for the full term, in order to obtain the full guaranteed return promised.Access to the investment during the term of the bond is on unguaranteed terms and could involve a loss for the investor.

What should I do in order to find out what is the best way to maximise the return on my investment?

As there is such a wide range of investment products available, you should talk to one of our qualified, experienced experts.

They will review all of your options and help you choose the one that best suits your requirements.

Many investment funds are only available for a short period, so you should act now to avail of the best opportunities.

Use the quote button (above)

or telephone 1890 666 666