If you have employees, there is a chance that they may become injured at work or become ill as a result of working for you. If this happens, they might be entitled to claim compensation. The standard limit of indemnity for employers liability in Ireland is €13,000,000
Employer’s Liability Insurance is not compulsory in the Republic of Ireland however it is compulsory in the UK. Employers Liability offers protection for employers against liability for injury or disease to their employees arising out of their employment.
- An example of a situation where you would need to claim on your employers’ liability cover would be if an employee is injured while working on machinery without the proper safety precautions.
- It also covers claims for employee illnesses that have been contracted as a result of working for you, even if they manifest after the person has left your employment.
- An Employer’s Liability insurance policy will provide cover for defence and/or settlement costs where an employee (or his/her estate) instigates legal action against the employer, resulting out of injury, illness or death sustained whist working for the employer and which they believe is the fault of the employer.
