Not all products are as obviously dangerous as poison.
Have you taken the necessary precautions in the event of your product causing injury?
The liability on manufacturers, retailers or repairers could be quite substantial.
It is imposed by the Liability for Defective Products Act 1991 and gives an injured party the right to bring an action for compensation, without having to prove fault, against any person involved in the production and distribution of the product.
Furniture manufacturers will need to have product liability insurance in force to protect themselves against liability claims for damage or injury caused as a result of allegedly defective products.
The practice is for to provide a ’Combined Liability’ product which would include product liability. Point is, if you need this type of cover you should make absolutely certain that it is on your liability policy.
