Mortgage Payment Protection Insurance.

 What is mortgage payment protection insurance?

This insurance protects your mortgage payments if you are unable to work due to an accident or illness.

What problem does it solve?

If you suffer an accident or illness which prevents you from working, you do not need the added pressure of trying to find the money to meet your mortgage repayments.

A mortgage payment protection policy is designed to help you to avoid going into arrears on your mortgage for the period covered in your policy.

I have mortgage protection insurance why do I need mortgage payment protection insurance?

They are two different policies.

Mortgage protection insurance is a life insurance policy. Its purpose is to pay off the mortgage in the event of your death.

A mortgage payment protection policy protects your mortgage repayments for the period outlined in the policy, usually a year.

Do I qualify for the policy?

You must be between 18 and 60 years of age, be an Irish citizen, in fulltime employment for at least six months prior to the commencement of the policy. You must have a residential mortgage and be residing in the Republic of Ireland.

Where can I find out more?

Contact one of our qualified experts who can answer your questions on mortgage payment protection insurance and help you choose your best policy.

Our aim is to help you find the policy thaat best meets your individual needs.

Not all policies are the same, and we will help you choose the right one for you.

Call us on locall 1890 666 666

or use the quote button. {KomentoDisable}

Why Do I Need a Personal Accident Plan?

Accidents can happen!

Have you ever thought, how would I cope if I had an accident? How would I pay all those extra bills? What about that drop in earnings?

Even a small accident can cause substantial financial loss. What if you have to make alterations to your house as a result of an injury. Extra expense like consultants fees, travel, meals, attending outpatient clinics etc. The list goes on.

All is not doom and gloom.

There are small steps you can take now, which will have a big benefit later.

If you take out a Personal Accident Plan now, it could prove beneficial in the event of an accident. It pays out a lump sum benefit if you suffer a specified injury. With great benefits, this can be a welcome support in times of need.

Don't just trust to luck.

Take steps now to help yourself in the future. You'll be glad you did.

If you would like to get a quotation or start your policy, just use the get a quote button

Or just call 1890 666 666.  {KomentoDisable}

Download the Personal Accident Plan Brochure here>>

Financial Planning for accident and sickness

 The common unifying factor for everyone reading this is that we are all human.

(Any non humans please desist from reading immediately!)

 As such we can become ill or have an accident and be unable to work for a period.

 That is why we need to find a cost effective way to provide an income for the times when illness or accident places a financial burden on us.

 The statistics show that accident and illness affects the nations ability to generate an income.

 Over 1.3 million work days are lost each year in Ireland to illness or injury.

 37,000 people (approx) have to take four or more days off work as a result of illness or an accident.

 How would you cope if you were unable to work following an accident or illness? Who would pay the bills, the mortgage, the loans ?

What would be the financial loss?

Can you estimate it?

It makes sense to protect you and your family against this risk.

 That's where an accident and illness plan comes in.

 For a small monthly outlay this plan can provide money when you need it most, for you and your family.

 You will still receive a regular income from the plan.

 Premiums to suit all pockets

 Our premiums are based upon the level of cover you choose and what additional options you decide to include.

NO medicals needed!

What should I do next?

You should consult with one of our qualified experts, before making a decision.

Our experienced consultants can help you to choose from the many options available to you.

Contact us today, using the get a quote button

or telephone us on 1890 666 666 {KomentoDisable}

 Download brochure on accident & sickness plan here>>

 Liability Insurance

If you are in business then you are liable if you cause injury to others.

That is a simple definition. There are numerous examples where that definition has been broadened.

That is why you cannot afford to be without liability insurance in Ireland.

We have broken liability insurance down into five categories as follows:

 Employer's Liability Insurance

As an employer you are responsible for the welfare of your employees. You have a duty of care towards them. If you are held to have breached that duty, you will have to pay compensation.

Can you afford to ? What impact would this have on your business? Even if you can afford to, pay compensation, is this a good use of resources. Remember, an insurance premium paid on behalf of your business for employer's liability insurance in Ireland is tax deductible.

Various factors can influence the premium you pay, such as number of employees, type of business, risk factors, history of claims.

Public Liability Insurance

If you cause injury to another, then you are liable to pay compensation.

If you invite members of the public onto your premises, and the condition of your property causes them to receive an injury then you could be facing a large claim for compensation and legal costs.

Talk to one of our qualified experts today for tips on how to reduce your public liability insurance costs.

Product Liability Insurance

If you manufacture a product which is faulty in any way and which causes injury to the user, then you could be facing a large number of claims.

It is a worry that all producers face. That is why product liability insurance was developed.

As the production process and the risk factors vary so much between individual companies you should talk to one of our qualified experts to ensure that you have covered everything at the best value premium. The consultation is free. It will give you peace of mind and leave you free to concentrate on developing your product.

Directors and Officers Liability Insurance

Directors and Officers owe a duty to the company. If they are negligent in their capacity as directors or officers they can be sued. If their actions cause loss to the company, there is little comfort to be gained in suing them if they have little or no assets. That is where directors and officers liability insurance comes to the rescue. It will cover the losses,costs and expenses incurred as a result of their negligence as stated in the policy document. No company should be without it.

Combined Liability Insurance.

Combined liability insurance takes the best of the previous policies and packages them to suit the individual business.

It is important to quantify your needs and ensure that the policy covers them adequately.

You don't want to under insure or over insure.

You should talk to one of our qualified experts today.

Contact us by telephone on 1890 666 666 or click on the call me back buttton above

or click on the quote button (above) to start the comparison process today.{KomentoDisable}